Instant online approval. Apply online and get approved in 3 working days
Loan amount from Rs 50,000 - Rs 30 Lakhs
Flexible repayment tenures between 1 to 5 years

Apply for Personal Loans

About Personal Loan

Nearly 3 million Indians from all over the country, and all walks of life, trust Finway Capital as their partner to fulfil a host of needs. In all of these partnerships, we have promised and delivered the best value for money, with transparency and simplicity.

We believe that when your needs are met, you are motivated to move ahead in life with passion and confidence. We strive to make your journey fruitful at every step with tailor-made solutions, and the simplest process.

A personal loan is an unsecured loan, which can be used for many purposes. You can effectively turn your dream into reality by opting for our personal loan. Now you can take that vacation that has been delayed for long, or renovate your home, or even buy that dream car. It is commonly used to meet such financial needs as debt consolidation, wedding expenses, unexpected medical costs, home renovation and others. Flexibility of usage, minimal documentation and quick processing make personal loan a preferred financing option. Unlike other loans, it usually has a shorter repayment tenure ranging from 1-5 years. Depending upon the individual applicant's profile, the APR (Annual Percentage Rate) of a personal loan may vary from 11.29% to 35%.

Personal loans are one of the best unsecured loans out there, which means that they are almost risk-free. They are usually utilized for several individual purposes and business needs. To get a consumer loan with an attractive interest rate instantly, you need to have good creditworthiness. A personal loan should be evaluated by checking the annual percentage rate. Our reasonable interest rate and credibility make this loan worth applying for as opposed to credit cards. Most factors like credit history, income level, repayment ability, etc., are evaluated before the loan is lent.

Finway FSC is one of the most reliable financial institutions as we offer an unsecured personal loan to people at an attractive interest rate. The eligibility criteria for these signature loans are easier to meet as compared to those for home loans. We carry out the processes with complete transparency with our efficient services and keep you updated about every step. We value your privacy and keep these individual loans as confidential and private as possible. You can apply for our easy personal loans online without going through much paperwork.

- 4/5

Laon credited in the account on the given time. Really appreciate your efforts.

Mukesh Singh, Delhi

- 5/5

Shubham Singh has been very helpful and informative at each step during the loan process.

Muzammil Ahmed Khan, Noida

- 5/5

Instant processing and response. Mr.Saif was very helpful and responsive each time.

DEEPIKA Lavakumar, Delhi

Finway Capital's personal loans with a personal touch!

Finding the perfect personal loan for you is the first, most important step. We at Finway Capital work tirelessly to exceed your expectations, and simplify all that you need to know. Whether you are looking at managing debt or dealing with an unexpected expense, we are right there when you need a timely solution. With simple and convenient processes, you can apply for an instant personal loan online. Personal Loans from Finway Capital come with several benefits and features, including minimal documentation, flexible repayment, quick disbursals, and maximum value for money.

  • Personal loans up to '25 Lakh'*
    An instant solution to help you plan for expected and unexpected expenses

  • Flexible and Attractive Interest Rates
    We take the time to understand, listen and suggest the best loan option for you. We offer customised personal loan interest rates* and fixed monthly payments based on your requirement.

  • Hassle-free documentation process
    Instant and paperless procedure with friendly advisors at every step of the way

  • Quick disbursal
    Instant personal loan online within 30 minutes* of approval

  • Additional benefits for existing customers
    Experience a host of special benefits and facilities with Fullerton India personal loans such as easy top-up*, digital query servicing and flexible repayment tenures up to 60 months.

An instant loan in Delhi to cover personal expenses is an absolute necessity. The loan approval process at many financial institutions can take away a lot of your valuable time. We, on the other hand, make sure that your loan gets approved within three business days. You can simply apply online without having to pledge any of your assets. We also provide special offers to employees belonging to specific companies. Most importantly, we allow you to select a flexible loan tenure period to repay your loan. It usually ranges between 12 to 60 months.

When you take consumer loans from us, you can fund many financial problems. They are the best unsecured loans that you can avail of with hardly any kind of documentation. They can be utilized for medical purposes like payment of medical bills or consultation fees. You can use them to fund your children’s education and marriage. Everything ranging from the course prices to the hostel charges can be covered through a consumer loan. We offer you attractive interest rates, making us the perfect spot to stop by for an individual loan.

  • Special offers for employees of certain companies.
  • The processing of the loan is quick and speedy, and no security or guarantor is required to avail the loan.
  • The repayment tenures are also quite flexible, ranging from 12 months to 60 months.

After passing our eligibility criteria, you can get a loan amount as high as ₹40 lakh on a consumer loan. You can repay the principal and the interest on such unsecured loans in Delhi within five years. This stretches the amount over the years, and you can conveniently pay your monthly installments. The inspection of documents for verification can delay the approval process. However, when you partner with us, such complications are hard to arise. Moreover, the pre-approved loan offers significantly reduce the time taken for processing. The existing customers have more to benefit from this.

We offer you a range of interest rates from 10% to 24% per annum. Once you get the loan amount in your account, you have the freedom to use it to cover any of your personal or business needs. Nowhere is it written that you have to use it only for a specific purpose.

  • Borrow up to Rs.40 lakh, if not more.
  • Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
  • Minimal paperwork and documentation required.
  • No restrictions on how the loan amount can be used.
  • Affordable interest rates ranging between 10% p.a. and 24% p.a.
  • Helps in consolidation of debts.
  • Quick approval.
  • Pre-approved loan offers.

Step to apply for instant personal Loan

Fill in the Personal Loan Application form, to check your eligibility

Compare various Personal loan options, and apply for the best suatable option.

Get an instant e-approval, after successful submission of the application


Criteria Salaried Self-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income Rs.15,000 Rs.25,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.30 lakh
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  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

Why Finway

  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors


When you apply for a personal loan with us, you are required to submit a signed application form, along with your KYC documents. Additionally, the application requires you to establish your eligibility, income, age, financial stability, etc.

While certain basic documents remain the same, some may vary as per the nature of an applicant's work profile.

  • Identity Proof (Aadhaar Card, Voter ID, Driving License, Passport, etc.)
  • Address Proof (Valid ID proof with permanent address)
  • Income Proof (Bank statement from the last 3 months)
  • Copy of your Passport
  • Visa Copy
  • Your official Email ID or the Email ID of the HR
  • Bank Statements
  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

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