Instant online approval. Apply online and get approved in 3 working days
Loan amount from Rs 5,000 - Rs 5 crore
Loan amount from Rs 5,000 - Rs 5 crore

Apply for Home Loan

About Home Loan

Create a space of your own with Finway Home Loans. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. We also provide you with legal and technical counseling to help you make the right home buying decision. Turn your dream home into reality with Finway Home Loans!

Home loans are the best to choose for when you are looking forward to buying a property. The rate of interest can be either floating or fixed on such loans. You can use low interest home loans not only for buying but also for repairing or renovating your residence. Finway Mortgage Loans are perfect as we offer you customized solutions. The loan tenure period is generally longer than that of other loans because of the larger loan amount. Moreover, you can choose a tenor period depending on your income or salary.

With the best home loans, you can buy the property you always dreamt of. There are different kinds of housing loans to choose from such as home repair loans, home construction loans, home extension loans, etc. According to RBI guidelines, a house loan can be availed of up to 80% of the property. Moreover, we offer attractive tax benefits on your loan’s principal amount as well the interest charged thereon. You should have a stable income if you want to get a property loan. Apart from this, the installments are usually 40% to 45% of what you earn.

Why Go for Finway Property Loan

There is usually a lot of confusion around how to go about buying a new house. Finway helps you to deal with this and opt for the optimal housing loan. All that the home loan eligibility requires of you is to maintain a good credit profile. When you take a joint housing loan from us, you get to wallow in several advantages. Your loan amount increases, and you benefit from an even lower rate of interest. You also enjoy an extended loan tenure period, as the longer it is, the better it becomes to repay the loan.

Apart from all that, we offer a loan repayment scheme for a maximum of 30 years. We provide the lowest home loan interest rate to help you reach your goal of buying a house. Another worry that can come your way if you go to any other financial institution is the time-consuming approval process. Sometimes you may even be forced to visit the institution physically. However, with our streamlined e-approval process, we get your mortgage loan approved within three business days. Moreover, by opting for it, all your home-related financial needs can be taken care of.

House loans are perfect for buying personal property like a flat or bungalow. We take care of all the technical and legal aspects and guide you throughout to ensure careful decision. Moreover, with our top-rated services, repayment of home loans will be the least of your concerns.

- 4/5

Laon credited in the account on the given time. Really appreciate your efforts.

Mukesh Singh, Delhi

- 5/5

Shubham Singh has been very helpful and informative at each step during the loan process.

Muzammil Ahmed Khan, Noida

- 5/5

Instant processing and response. Mr.Saif was very helpful and responsive each time.

DEEPIKA Lavakumar, Delhi

If you are looking for a home loan in delhi, fret not Finway is the place where you can apply for it online and get immediate approval. You get to save a lot of time with our easy and quick verification of documents. Not just Delhi, even if you live in any corner of India, you can quickly get a mortgage loan from us as we have an expansive network of branches. Even if you plan to get your existing home renovated or reconstructed, then apartment loans can come to your rescue.

  • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
  • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc.
  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes.
  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.
  • Expert legal and technical counselling to help you make the right home buying decision.
  • Integrated branch network for availing and servicing the Home Loans anywhere in India.
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more.

Step to apply for instant Home Loan

Fill in the Home Loan Application form, to check your eligibility

Compare various Home loan options, and apply for the best suatable option.

Get an instant e-approval, after successful submission of the application

Who can Apply?

You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants.

  • Adding Co-Applicant helps in maximizing the loan amount.
  • Adding Women Co-Owner helps in getting better interest rate.
  • All co-applicants need not be co-owners. Generally co-applicants are close family members.

What's the maximum funding and the loan payment term?

The maximum period of repayment of a loan shall be up to 30 years for the Telescopic Repayment option under the Adjustable Rate Home Loan. For all other Home Loan products, the maximum repayment period shall be up to 20 years.

The tenure of the loan is also dependent on the customer's profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of Finway

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  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

Why Finway

  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors


We will determine your Home Loan Eligibility largely by your income and repayment capacity. Other important factors include your age, qualification, number of dependants, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation.

EMI refers to the 'Equated Monthly Installment' which is the amount you will pay to us on a specific date each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the interest component is much larger than the principal component, while towards the latter half of the loan, the principal component is much larger.

�Own Contribution� is the total cost of the property less Finway home loan.

For your convenience, Finway offers various modes for repayment of the home loan. You may issue standing instructions to your banker to pay the installments through ECS (Electronic Clearing System), opt for direct deduction of monthly installments by your employer or issue post-dated cheques from your salary account.

You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.

Yes. You are eligible for tax benefits on the principal and interest components of your Home Loan under the Income Tax Act, 1961. As the benefits could vary each year, please do check with our Loan Counselor about the tax benefits which you could avail on your loan.

Security of the loan would generally be security interest on the property being financed by us and / or any other collateral / interim security as may be required by us. It is extremely important for you to ensure that the title to the property is clear, marketable and free from encumbrance. There should not be any existing mortgage, loan or litigation, which is likely to adversely affect the title to the property.

Repayment of the principal commences from the month following the month in which you avail full disbursement of your loan. Pending final disbursement, you pay interest on the portion of the loan disbursed. This interest is called pre-EMI interest. Pre-EMI interest is payable every month from the date of each disbursement up to the date of commencement of EMI.

In the case of under construction properties, Finway Capital also offers you a unique 'Tranching' facility wherein you can choose the installments you wish to pay till the time the property is ready for possession. Any amount over and above the interest which is paid by you goes towards principal repayment, thus helping you repay the loan faster. This is especially useful in case your disbursements are likely to be spread over a longer period of time.

The 'Agreement to Sell' in a property transaction is a legal document executed on a stamp paper that records in writing the understanding between the buyer and the seller and all the details of the property such as area, possession date, price etc.

In many Indian states, the Agreement to Sell is required to be registered by law. We suggest that in your own interest you should register the Agreement within four months of the date of the Agreement at the office of the Sub-Registrar appointed by the State Government, under the Indian Registration Act, 1908.

Finway Home Loan Terms & Conditions

Security of the loan would generally be security interest on the property being financed and / or any other collateral / interim security as may be required by Finway Capital.

Other Conditions

All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about Finway Capital's products and services.

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