Instant online approval. Apply online and get approved in 3 working days
Loan amount from Rs 50,000 - Rs 30 Lakhs
Flexible repayment tenures between 1 to 5 years

Apply for Personal Loans

About Personal Loan

Nearly 3 million Indians from all over the country, and all walks of life, trust Finway Capital as their partner to fulfil a host of needs. In all of these partnerships, we have promised and delivered the best value for money, with transparency and simplicity.

We believe that when your needs are met, you are motivated to move ahead in life with passion and confidence. We strive to make your journey fruitful at every step with tailor-made solutions, and the simplest process.

A personal loan is an unsecured loan, which can be used for many purposes. You can effectively turn your dream into reality by opting for our personal loan. Now you can take that vacation that has been delayed for long, or renovate your home, or even buy that dream car. It is commonly used to meet such financial needs as debt consolidation, wedding expenses, unexpected medical costs, home renovation and others. Flexibility of usage, minimal documentation and quick processing make personal loan a preferred financing option. Unlike other loans, it usually has a shorter repayment tenure ranging from 1-5 years. Depending upon the individual applicant's profile, the APR (Annual Percentage Rate) of a personal loan may vary from 11.29% to 35%.

- 4/5

Laon credited in the account on the given time. Really appreciate your efforts.

Mukesh Singh, Delhi

- 5/5

Shubham Singh has been very helpful and informative at each step during the loan process.

Muzammil Ahmed Khan, Noida

- 5/5

Instant processing and response. Mr.Saif was very helpful and responsive each time.

DEEPIKA Lavakumar, Delhi

Finway Capital's personal loans with a personal touch!

Finding the perfect personal loan for you is the first, most important step. We at Finway Capital work tirelessly to exceed your expectations, and simplify all that you need to know. Whether you are looking at managing debt or dealing with an unexpected expense, we are right there when you need a timely solution. With simple and convenient processes, you can apply for an instant personal loan online. Personal Loans from Finway Capital come with several benefits and features, including minimal documentation, flexible repayment, quick disbursals, and maximum value for money.

  • Personal loans up to '25 Lakh'*
    An instant solution to help you plan for expected and unexpected expenses

  • Flexible and Attractive Interest Rates
    We take the time to understand, listen and suggest the best loan option for you. We offer customised personal loan interest rates* and fixed monthly payments based on your requirement.

  • Hassle-free documentation process
    Instant and paperless procedure with friendly advisors at every step of the way

  • Quick disbursal
    Instant personal loan online within 30 minutes* of approval

  • Additional benefits for existing customers
    Experience a host of special benefits and facilities with Fullerton India personal loans such as easy top-up*, digital query servicing and flexible repayment tenures up to 60 months.
  • Special offers for employees of certain companies.
  • The processing of the loan is quick and speedy, and no security or guarantor is required to avail the loan.
  • The repayment tenures are also quite flexible, ranging from 12 months to 60 months.
  • Borrow up to Rs.40 lakh, if not more.
  • Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
  • Minimal paperwork and documentation required.
  • No restrictions on how the loan amount can be used.
  • Affordable interest rates ranging between 10% p.a. and 24% p.a.
  • Helps in consolidation of debts.
  • Quick approval.
  • Pre-approved loan offers.

Step to apply for instant personal Loan

Fill in the Personal Loan Application form, to check your eligibility

Compare various Personal loan options, and apply for the best suatable option.

Get an instant e-approval, after successful submission of the application


Criteria Salaried Self-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income Rs.15,000 Rs.25,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.30 lakh
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  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

Why Finway

  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors


When you apply for a personal loan with us, you are required to submit a signed application form, along with your KYC documents. Additionally, the application requires you to establish your eligibility, income, age, financial stability, etc.

While certain basic documents remain the same, some may vary as per the nature of an applicant's work profile.

  • Identity Proof (Aadhaar Card, Voter ID, Driving License, Passport, etc.)
  • Address Proof (Valid ID proof with permanent address)
  • Income Proof (Bank statement from the last 3 months)
  • Copy of your Passport
  • Visa Copy
  • Your official Email ID or the Email ID of the HR
  • Bank Statements
  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

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