Personal Loans

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Nearly 3 million Indians from all over the country, and all walks of life, trust Finway Capital as their partner to fulfil a host of needs.

Personal Loan in Delhi

A common type of loan that is available in Delhi from a number of providers is personal loans. Most personal loans in the city are provided by banks, and both public and private banks provide a variety of possibilities.

You must provide proof of identification, residence, and income in order to apply for a personal loan in Delhi. You could also have to provide further information, such bank statements, pay stubs, and income tax returns, depending on the lender.

Before selecting a personal loan, it is crucial to examine the interest rates, costs, and repayment conditions offered by various lenders. To prevent getting stuck in a debt trap, borrowers should only take out loans that they can afford to repay.

Features & Benefits

Finway's personal loan in Delhi has several advantages and features, in addition to the rapid approval and disbursal feature, that make it a popular option for borrowers. A few of these are:

Finway's personal loan is an unsecured loan, thus there is no requirement that you provide collateral or locate a guarantor in order to apply for it. As a result, a variety of people can use it, including those who might not have any assets to pledge.

Finway's personal loan offers various repayment choices that let you pick a term that works with your ability to make payments. You may choose a loan term of 3 to 36 months, and you can repay the loan with simple EMIs.

How to Apply for a Personal Loan in Delhi?

If you want to apply for a personal loan in Delhi from Finway, then follow the steps below:

  • Register Online
  • Check your eligibility.
  • Enter a few basic details like name, address, PAN, etc., to check your eligibility
  • Select loan details
  • Complete your KYC verification.
  • Link your bank account and get your loan

Eligibility Criteria and Documents Required

  • Indian Resident 18-65 years of age
  • PAN Card Holder
  • Salaried or Self-Employed
  • Aadhaar Card Holder

How to Calculate EMI on Personal Loan?

Transparent process: Finway Personal Loan in Delhi ensures complete transparency in their loan process, with no hidden charges or additional fees. If you have any doubts or questions, you can easily reach out to their customer support or refer to their rate card for clarification.

Instant disbursal: Finway Personal Loan is an excellent option if you require instant cash to overcome any financial obstacle. If you meet the eligibility criteria, the loan amount will be disbursed to your account within minutes of your application.

Paperless process: With Finway Personal Loan, you can apply for a loan through their 100% app-based paperless process. You do not have to worry about any paperwork or visiting a physical branch. You can apply for the loan from anywhere, at any time, making it a convenient option for many.

Flexibility: Finway Personal Loan offers flexible repayment options to their customers, allowing them to choose a repayment tenure that best suits their financial situation. This feature helps borrowers manage their finances effectively.

Competitive interest rates: Finway Personal Loan offers competitive interest rates on their loans, making it an affordable option for many borrowers. You can compare their rates with other lenders to make an informed decision.

Various Use Cases of Personal Loan

Car Loan: A car loan is a type of personal loan that is specifically used to purchase a vehicle. The loan is typically secured by the vehicle itself, meaning that if the borrower defaults on the loan, the lender can repossess the vehicle to recover their losses.

Car loans typically have fixed interest rates and a set repayment schedule, usually ranging from two to seven years. The interest rate and terms of the loan can vary depending on factors such as the borrower's credit score, the cost of the vehicle, and the amount of the down payment.

When applying for a car loan, borrowers should compare rates and terms from multiple lenders to ensure they are getting the best deal possible. It's also important to factor in the cost of insurance, fuel, and maintenance when considering the affordability of a new vehicle.

Travel Loan - A travel loan is a sort of personal loan that is used primarily to pay for travel-related costs including lodging, flights, and activities. A travel loan is an unsecured loan, which means it doesn't require collateral, unlike a car loan, which is secured by the vehicle.

The normal payback period for travel loans is between one and five years, with fixed interest rates. The borrower's credit rating, income, and the loan amount are only a few examples of the variables that may affect the interest rate and conditions of the loan.

Borrowers should check rates and terms from various lenders before applying for a travel loan to be sure they are receiving the best deal available. It's also critical to follow a strict budget.

Bike Loan: A bike loan is a particular kind of loan created to assist people in buying either a new or used motorbike or scooter. Banks, credit unions, and other financial organisations frequently provide bike loans, which have a range of periods and interest rates.

You must provide personal and financial information, including your income, credit history, and specifics about the bike you want to buy, to the lender in order to qualify for a bike loan. After reviewing your application, the lender will decide if you qualify for the loan or not.

In most cases, if you are granted a bike loan, the lender will give you a flat sum of money that you may use to buy the bike.

Marriage Loan: A marriage loan is a specific kind of personal loan intended to pay for wedding-related costs. Banks, credit unions, and other financial institutions provide this kind of loan, which normally has a fixed interest rate and payback period.

You must provide personal and financial information, including your income, credit history, and information about your wedding preparations, to the lender in order to qualify for a marriage loan. After reviewing your application, the lender will decide if you qualify for the loan or not.

If your application for a marriage loan is accepted, the lender will provide you a lump sum of money that you may use to pay for the expenses of your wedding, including venue rental, food, and other related expenses.

Used Car Loan : An example of a loan used to fund the purchase of a previously owned car is a used car loan. Banks, credit unions, and other financial institutions provide this kind of loan, which normally has a fixed interest rate and payback period.

You must submit the lender with personal and financial information, including your income, credit history, and specifics about the used automobile you plan to buy, in order to qualify for a used car loan. After reviewing your application, the lender will decide if you qualify for the loan or not.

If you are granted a used car loan, the lender will provide you a one-time payment that you may use to buy the vehicle.

Second-hand bike loan : It is a particular kind of loan made to assist people in buying used motorcycles or scooters. These loans are comparable to conventional auto loans, but they are specially designed to satisfy used motorbike buyers' particular requirements.

You will normally need to present evidence of income, identification, and a credit score in order to be approved for a used bike loan. These loans have variable interest rates that rely on your credit history and the lender you pick, although they often have rates between 8% and 20%. A second-hand bike loan typically has a period of one to five years.

It's crucial to do your homework on lenders, assess interest rates, and other factors before applying for a loan for a used bike.

Finway Advantage

Finway FSC's personal loans with a personal touch!

Finding the perfect personal loan for you is the first, most important step. We at Finway FSC work tirelessly to exceed your expectations, and simplify all that you need to know. Whether you are looking at managing debt or dealing with an unexpected expense, we are right there when you need a timely solution. With simple and convenient processes, you can apply for an instant personal loan online. Personal Loans from Finway FSC come with several benefits and features, including minimal documentation, flexible repayment, quick disbursals, and maximum value for money.

  • Instant online approval. Loan sanction in 30 mins, disbursal in as low as 2 hours.
  • Loan amount from Rs 50,000 - Rs 30 Lakhs
  • Tenure: 3 months to 18 months
  • Interest rate from 12% to 26% per annum
  • Processing Fee: 3% to 5% OR Rs. 500, whichever is Higher
  • Annual Percentage Rate(APR) of charge include all applicable fees - Minimum: 9.99%% and Maximum: 35%
Salaried Self-Employed


21 years to 60 years
22 years to 55 years

Net Monthly Income



Above 650
Above 650

Minimum Loan Amount


Maximum Loan Amount

Rs.50 lakh
Rs.50 lakh

Documents Needed

  • Identity Proof (Aadhaar Card, Voter ID, Driving License, Passport, etc.)
  • Address Proof (Valid ID proof with permanent address)
  • Income Proof (Bank statement from the last 3 months)

Documents for NRIs

  • Copy of your Passport
  • Visa Copy
  • Your official Email ID or the Email ID of the HR
  • Bank Statements
  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

EMI Calculator

How much do you need loan for you?

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*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.


Satisfied Customers


Delia Riley

Ms. Rekha Mishra

Homemaker (Business Loan)

Minimal turnaround time, knowledgeable staff, excellent services, and everything digital; my experience from Finway has been very convenient. Everyone at Finway, not only listens but also understands customers and their needs. This is what a customer looks for when s/he seeks loans from lenders. For me, Finway is a go-to loan provider that keeps everything hassle-free.

Essie Perez

Mr Rajesh Khandelwal

M/s SAP Collection (Business Loan)

The overall experience, starting from applying for a business loan to its processing, and the final step when I received the loan, was smooth. Thanks, Finway for doing it with no hassles and in such a short interval. Great coordination among the internal teams, unmatched services, diligent follow-ups, all these aspects make Finway a great lending institution in India.

Dustin Dunn

Mr Raminder Singh

M/s Satnam Packaging (Business Loan)

For any businessman, finance is paramount, especially in the initial phase of business. You may face a shortage of funds during the infancy of your business. My story is no different. However, when I applied for a business loan from Finway, I experienced a very smooth functioning and hassle-free disbursal process. The experts at Finway were so quick, understanding, and most importantly. Thanks!

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