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Nearly 3 million Indians from all over the country, and all walks of life, trust Finway Capital as their partner to fulfil a host of needs.

Personal Loan in Gurgaon

There are many options available for personal loans in Gurgaon. Here are some of the popular options:

Banks: Most of the major banks in India have branches in Gurgaon and offer personal loans. You can check with banks like HDFC Bank, ICICI Bank, Axis Bank, SBI, etc. for their personal loan options.

NBFCs: There are many Non-Banking Financial Companies (NBFCs) in Gurgaon that offer personal loans. Some of the popular ones are Bajaj Finserv, Tata Capital, Fullerton India, etc.

Online lenders: There are many online lenders that offer personal loans in Gurgaon. Some of the popular ones are Finway, Money View, PaySense, etc.

Before taking a personal loan, it is important to compare the interest rates, processing fees, and other charges of different lenders and choose the one that suits your needs the best.

Features & Benefits

Finway's personal loan in Gurgaon has several advantages and features, in addition to the rapid approval and disbursal feature, that make it a popular option for borrowers. A few of these are:

Finway's personal loan is an unsecured loan, thus there is no requirement that you provide collateral or locate a guarantor in order to apply for it. As a result, a variety of people can use it, including those who might not have any assets to pledge.

Finway's personal loan offers various repayment choices that let you pick a term that works with your ability to make payments. You may choose a loan term of 3 to 36 months, and you can repay the loan with simple EMIs.

How to Apply for a Personal Loan in Gurgaon?

If you want to apply for a personal loan in Gurgaon from Finway, then follow the steps below:

  • Register Online
  • Check your eligibility.
  • Enter a few basic details like name, address, PAN, etc., to check your eligibility
  • Select loan details
  • Complete your KYC verification.
  • Link your bank account and get your loan

Eligibility Criteria and Documents Required

  • Indian Resident 18-65 years of age
  • PAN Card Holder
  • Salaried or Self-Employed
  • Aadhaar Card Holder

Why Choose Finway Personal Loan in Gurgaon?

Transparent procedure: Finway Personal Loan in Gurgaon guarantees total transparency in the loan application and approval processes. There are no additional fees or hidden costs. You may simply contact their customer service if you have any queries or concerns, or you can look up the details on their rate card.

Finway Personal Loan is a great solution if you need quick cash to get over any financial hurdles. Instant disbursal. Within minutes of submitting your application, if you fulfil the requirements, the loan amount will be issued to your account.

Paperless application procedure: Finway Personal Loan offers a completely paperless app-based application process for loans. There are no forms to fill out or physical branches to visit. The loan may be applied for at any time and from any location, making it a handy choice for many.

Flexibility: Finway Personal Loan gives its customers various repayment choices, letting them select a payback period that best meets their financial circumstances. This function aids borrowers in efficient money management.

Finway Personal Loan provides loans with cheap interest rates, making it an accessible choice for many applicants. To make a wise choice, compare their rates to those of competing lenders.

Various Use Cases of Personal Loan

Car Loan: A car loan is a type of personal loan that is specifically used to purchase a vehicle. The loan is typically secured by the vehicle itself, meaning that if the borrower defaults on the loan, the lender can repossess the vehicle to recover their losses.

Car loans typically have fixed interest rates and a set repayment schedule, usually ranging from two to seven years. The interest rate and terms of the loan can vary depending on factors such as the borrower's credit score, the cost of the vehicle, and the amount of the down payment.

When applying for a car loan, borrowers should compare rates and terms from multiple lenders to ensure they are getting the best deal possible. It's also important to factor in the cost of insurance, fuel, and maintenance when considering the affordability of a new vehicle.

Travel Loan - A travel loan is a type of personal loan that is mostly used to cover travel-related expenses including hotel, transportation, and activities. In contrast to a car loan, which is secured by the automobile, a travel loan is an unsecured loan and does not call for any kind of security.

Travel loans typically have set interest rates and a one- to five-year repayment term. Only a few examples of the factors that may impact the interest rate and terms of the loan include the borrower's credit standing, income, and the loan size.

Before requesting a travel loan, borrowers should compare the rates and terms offered by different lenders to ensure they are getting the best deal possible. It's essential to stick to a rigorous budget as well.

Bike Loan: A bike loan is a particular kind of loan created to assist people in buying either a new or used motorbike or scooter. Banks, credit unions, and other financial organisations frequently provide bike loans, which have a range of periods and interest rates.

You must provide personal and financial information, including your income, credit history, and specifics about the bike you want to buy, to the lender in order to qualify for a bike loan. After reviewing your application, the lender will decide if you qualify for the loan or not.

In most cases, if you are granted a bike loan, the lender will give you a flat sum of money that you may use to buy the bike.

Marriage Loan: A particular type of personal loan called a "marriage loan" is designed to cover wedding-related expenses. This type of loan is offered by banks, credit unions, and other financial organisations, and it often has a set interest rate and repayment duration.

To be eligible for a marriage loan, you must submit the lender with personal and financial information, such as your income, credit history, and details about your wedding plans. After considering your application, the lender will determine whether or not you are eligible for the loan.

If your request for a marriage loan is approved, the lender will provide you a lump sum of cash that you may use to cover your wedding's costs, such as the venue rental, catering, and other associated costs.

Used Car Loan : A used automobile loan is an illustration of a loan used to pay for the purchase of a pre-owned vehicle. This type of loan is offered by banks, credit unions, and other financial organisations, and it often has a set interest rate and repayment duration.

To be eligible for a used vehicle loan, you must provide the lender with personal and financial information, such as your income, credit history, and data about the used car you intend to purchase. After considering your application, the lender will determine whether or not you are eligible for the loan.

In the event that you are approved for a used car loan, the lender will provide you a lump sum payment that you may use to purchase the automobile.

Second-hand bike loan : It is a specific form of financing designed to help customers purchase pre-owned motorbikes or scooters. These loans are akin to traditional car loans, but they were especially created to meet the needs of buyers of secondhand motorcycles.

For a used bike loan to be authorised, you will often need to provide proof of income, identity, and a credit score. Although they frequently have rates between 8% and 20%, the interest rates on these loans are flexible and depend on your credit history and the lender you choose. The normal loan term for a used bike is one to five years.

Before submitting an application for a loan to purchase a used bike, it is essential to research lenders, evaluate interest rates, and consider other aspects.

Finway Advantage

Finway FSC's personal loans with a personal touch!

Finding the perfect personal loan for you is the first, most important step. We at Finway FSC work tirelessly to exceed your expectations, and simplify all that you need to know. Whether you are looking at managing debt or dealing with an unexpected expense, we are right there when you need a timely solution. With simple and convenient processes, you can apply for an instant personal loan online. Personal Loans from Finway FSC come with several benefits and features, including minimal documentation, flexible repayment, quick disbursals, and maximum value for money.

  • Instant online approval. Loan sanction in 30 mins, disbursal in as low as 2 hours.
  • Loan amount from Rs 50,000 - Rs 30 Lakhs
  • Tenure: 3 months to 18 months
  • Interest rate from 12% to 26% per annum
  • Processing Fee: 3% to 5% OR Rs. 500, whichever is Higher
  • Annual Percentage Rate(APR) of charge include all applicable fees - Minimum: 9.99%% and Maximum: 35%
Salaried Self-Employed


21 years to 60 years
22 years to 55 years

Net Monthly Income



Above 650
Above 650

Minimum Loan Amount


Maximum Loan Amount

Rs.50 lakh
Rs.50 lakh

Documents Needed

  • Identity Proof (Aadhaar Card, Voter ID, Driving License, Passport, etc.)
  • Address Proof (Valid ID proof with permanent address)
  • Income Proof (Bank statement from the last 3 months)

Documents for NRIs

  • Copy of your Passport
  • Visa Copy
  • Your official Email ID or the Email ID of the HR
  • Bank Statements
  • Salary Certificate or salary slips
  • NRO/NRE bank statements of the last 6 Months
  • Proof of Identity, Residence, Income, and Assets
  • Recent passport-size Photographs of yourself and the guarantors

EMI Calculator

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*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.


Satisfied Customers

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Delia Riley

Ms. Rekha Mishra

Homemaker (Business Loan)

Minimal turnaround time, knowledgeable staff, excellent services, and everything digital; my experience from Finway has been very convenient. Everyone at Finway, not only listens but also understands customers and their needs. This is what a customer looks for when s/he seeks loans from lenders. For me, Finway is a go-to loan provider that keeps everything hassle-free.

Essie Perez

Mr Rajesh Khandelwal

M/s SAP Collection (Business Loan)

The overall experience, starting from applying for a business loan to its processing, and the final step when I received the loan, was smooth. Thanks, Finway for doing it with no hassles and in such a short interval. Great coordination among the internal teams, unmatched services, diligent follow-ups, all these aspects make Finway a great lending institution in India.

Dustin Dunn

Mr Raminder Singh

M/s Satnam Packaging (Business Loan)

For any businessman, finance is paramount, especially in the initial phase of business. You may face a shortage of funds during the infancy of your business. My story is no different. However, when I applied for a business loan from Finway, I experienced a very smooth functioning and hassle-free disbursal process. The experts at Finway were so quick, understanding, and most importantly. Thanks!

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